III - Investments and Portfolio Management (IPM) - 1 month (Long Term Investing)
Course Curriculum
Module 1: Introduction to Investment
What is Investing vs. Speculation vs. Trading
Importance of Investing for Wealth Creation
Understanding Inflation, Risk, and Return
Time Value of Money
Module 2: Financial Goals & Risk Profiling
Setting Financial & Investment Goals
Types of Investors (Conservative, Moderate, Aggressive)
Risk Tolerance Assessment
The Power of Compounding
Module 3: Asset Classes Overview
Equity, Debt, Gold, Real Estate, Mutual Funds
How Asset Allocation Works
Diversification Concept
Indian Market Investment Options
Practical Tasks:
Create your own investment goal sheet
Calculate compounding returns for different time horizons
Risk profile self-assessment
Module 4: Understanding Stock Market
Primary vs. Secondary Market
Market Participants (Retail, FIIs, DIIs)
How Stocks are Valued (PE, PB, EPS, Dividend Yield)
Index Concepts (Nifty, Sensex)
Module 5: Investing in Mutual Funds
Types: Equity, Debt, Hybrid, Index, ELSS
SIP, Lumpsum, STP, SWP Explained
Expense Ratio & Exit Load
How to Analyse and Choose a Mutual Fund
Module 6: ETFs and Index Investing
Difference between Mutual Funds and ETFs
Passive Investing Benefits
Indian ETF Examples (Nifty BEES, Gold BEES)
Practical Tasks:
Analyse 3 blue-chip stocks & 3 mutual funds
Create a model SIP plan for 5 years
Track Nifty50 vs. a chosen mutual fund for 1 week
Module 7: Bonds, PPF, FD, NPS
Government vs. Corporate Bonds
Yield, Duration & Interest Rate Impact
PPF, EPF, Sukanya Samriddhi Yojana
National Pension System (NPS) Basics
Module 8: Real Estate & Gold Investment
Real Estate Pros & Cons
REITs – Real Estate Investment Trusts
Physical vs. Digital Gold
How to Use Gold in Portfolio Diversification
Module 9: Behavioural Finance & Psychology of Investing
Common Investor Biases (Herding, Overconfidence, Loss Aversion)
How Emotions Affect Returns
Building Discipline & Long-term Mindset
Practical Tasks:
Create a balanced portfolio across asset classes
Identify 3 behavioural biases you notice in yourself
Compare returns: FD vs. Nifty over 10 years
Module 10: Portfolio Construction & Risk Management
Diversification by Asset & Sector
Rebalancing Strategy
Risk/Return Ratios (Sharpe, Sortino)
Emergency Fund & Liquidity Planning
Module 11: Taxation & Financial Planning
Taxation on Equity, Debt, and Mutual Funds
80C, 80D, LTCG, STCG Explained
Tax-Efficient Investing
Module 12: Advanced Concepts & Global Investing
SIP vs. Value Investing
ETFs vs. Direct Stocks
Introduction to Global Stocks (US, Emerging Markets)
Dollar-Cost Averaging
Practical Tasks:
Build a mock ₹5 lakh investment portfolio
Calculate post-tax returns for different assets
Simulate a rebalancing scenario after 6 months
This course focuses on Building Financial knowledge about Investments and Portfolio Building. This is focused on individuals who are interested in building their long-term portfolio and achieving long-term goals by investing in different financial instruments.
